John's Money Tip number 4 - New Habits!

Well, we are at our last week of "John's money tips" Whoo Hoo!!! Sorry, this isn't my favorite subject but I know it is necessary. :)
Ok heres' John......

Being conscious of how we spend, what we spend and when we spend money is the key to success.

Pay attention to details - breaking patterns and habits have to be looked at closely.
Questions to ask yourself:

1. Why am I always out of money?
2. Why can I never accomplish my financial goals?
3. Why are I struggling financially?

Details are part of the solutions to these questions. If you fail to plan, you plan to fail.

Being successful with money is a thought out process.
It's better to ask yourself these questions:

1. When considering a purchase - ask yourself "Do I need this right now?"
2. Is there a less expensive method or alternative?
3. Is main stream marketing creating a "false" need in my life?

Some ideas to help you know how much money you have to spend, where are you spending it and how to create new patterns and habits in your life. Click on these links.....

• How a spender and a saver can create a budget together:
• The "envelop system".
• The first "seven baby steps"
• Budgeting Tools
  

My philosophy of money is to take a simplistic view of it and it's capabilities - you can use it in four different ways:

you can spend it, save it, invest it or you can give it away - how you use money says alot about how you think, your behavior and your beliefs. Think about whether these areas are in balance and if not make the necessary adjustments.


Matthew 6:21 "For where your treasure is, there your heart will be also".