Sunday, January 31, 2010

What I Learned from 30 Days to a Simple

I just wanted to do a recap today on what I have learned practically on this 30 day journey. Many of the concepts that I listed I already do and some may just not work for me right now but there were a few that I have implemented in my life and it is amazing how it is really making a difference in my life. There are a few that I haven't done yet but plan to.

Every post has caused me to reflect and evaluate if I am doing good in that particular area and to check my perceptions. The one area of my life that I am the least disciplined in is the financial area, this is the area I knew I needed to work on the most. So naturally, these are the areas that stood out the most as something I needed to change in.

So here is what I am doing differently since beginning this 30 days to a simpler life

1. I am really becoming very aware of my tendency to procrastinate. I am working hard at doing things ahead of time instead of waiting until the last minute. I am not perfect at this probably never will be but I am more aware and making an effort to do things ahead of time and plan a little better. I have a long long way to go but at least I am doing something

2. We started a "tax your family jar" from Day 18. There is only the two of us now but we both put $1 a day into a jar.....not to be touched until end of year. We will have around $700 by Christmas.

3. The dreaded "envelope system" :) Well, it's not dreaded anymore and it is actually working! I have a new sense of empowerment with my money.....a little scary. Here is what I do and the results. This is the biggest change I have made and it so far is amazing. I take my cash that I get for 2 weeks and distribute it into envelopes according to what I am responsible for. I have one envelop for my tithe and one for my savings. I do not use a credit card or even a debit card, just cash. I only put the amount of cash in my wallet that I feel I will need for that day.

Results: I find I think carefully about buying things. I think about the fact that after the cash is gone for the 2 weeks it is gone. There is something about handing out cash instead of a plastic card that gives you pause. Well, I have finished my first 2 weeks, and have not used anything that wasn't in my envelopes and even saved some. I am impressed with myself and my hubby is ecstatic. :) If you are a spender give it a try - I would never have thought it would work for me. I'm doing it again this week.

I'm taking a month off from 30 day blogging - I will do the usual once a week but I will be back in March with a new 30 day blog in stay tuned.. and thanks to all who have joined me in making life a little simpler!


1 comment:

Beverly Walters Whaley said...

Auntie K.....I will miss you the next 30 I truely enjoyed this....but I do post like a true otter...and you.......the otter / LIONESS you are...detailed and research oriented! I have enjoyed daily your postings and ponder on a challenge for March...and I will see if I am up to it.....Love ya........